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What is Debt Settlement?
Debt Settlement is often referred to as debt resolution or debt negotiation, can be a great option for people with more serious financial hardships. Your program specialist will negotiate with your creditors to reduce the balance owed. This is one of the cheapest and most effective ways to resolve your unsecured debts while avoiding bankruptcy. 

Reduce Your Credit Card Debt!

Our clients who make all their monthly program payments are expected to pay approximately 42% of their enrolled balance before fees, or 56% including fees, over 12 to 48 months. Not all of our clients are able to complete their program for various reasons, including their ability to set aside sufficient funds. Our estimates are based on industry averages, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.

No Fees Until You Get Results

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​It's Your Debt, But It's Not Your Fault

Ready to Reduce Your Debt?

Types of debts eligible for our program: 

  • Credit Cards
  • Store Cards
  • Gas Cards
  • Medical Bills
  • Unsecured personal loans
  • Unsecured lines of credit
  • Deficiency Balances
  • Debts in Collection 
  • Private Student Loans

One Low Monthly Program Payment

Whether you have too much debt or if you simply are looking for advice, there are multiple options available to you to get out of debt. Our specialists are standing by to help resolve your unique situation and get you on a path towards a debt free future.

Low Monthly Payment & No Upfront Fees*

Resolve Debt In As Little As 24-48 Months!

Free Consultation with a Debt Specialist